Keep in mind that bilateral conditions are conditions that affect a body part of which your pet has two (e.g., ears, eyes, ligaments, etc.) direct line insurance reviews here to give our own analysis and you get a direct. Only available for dogs up to 9 years old and cats up to 11 years old; You must provide evidence of the amount you paid/donated for your pet or else you will only get £35 for a cat or £70 for a dog, Reimbursement of purchase price of your pet (up to £1,500), if he/she dies due to accident. While we use our best endeavours to be comprehensive and up to date with product info, prices and terms may change after we publish, so always check details with the provider. There policies are flexible so you can customise your cover to suit you and your pet. Animal Friends Pet Insurance is a specialist pet insurer, whose plans stand out for lower-than-average premiums (partially achieved through per condition limits, even on Lifetime plans) and they publicly state on their website that they don't penalize for claims by increasing premiums upon renewal. With pet owners understandably wanting to make sure that they choose the best pet insurance company, Smart Money People is the place for independent MORE THAN pet insurance reviews. In October 2014 our sister site, Pet Insurance Surveys, conducted a claims satisfaction survey in which Direct Line achieved an average rating of 4.3/5.0 from 25 reviews. This is why we designed Waggel with only one, lifetime policy and our digital platform makes signing up and claiming so easy your pet could do it. While a lower premium is certainly attractive, remember that you'll pay more towards vet fees (and Direct Line will pay less) if you opt for a higher excess. Here are the two Direct Line policies on offer: Pet owners can choose a fixed excess of £95 or £190 for dogs, or £80 or £160 for cats. No, Direct Line does not have Lifetime cover—their "Essential" plan is Time Limited and their "Advanced" plan is Maximum Benefit per Condition. The amount of vet cover while travelling is the same as if you were in the UK, Reimbursement of purchase price of your pet (up to £1,500), if he/she dies due to illness. Some people complain that kennel club insurance is expensive but you get what you pay for and they sort out your claim quickly. Prior to NimbleFins, she worked as an investment professional and as the finance expert in Stanford University's Graduate School of Business case writing team. Direct Line has been a fantastic… Direct Line has been a fantastic insurer, nice response to me but their accident repairer are rubbish returning car back to you after 3 months full of dusty dirty stuffs, couldn't clean and valeting a repaired car and up till now my car tail gate still drip water into car booth. Registered in England and Wales No. Bills for our vet direct line insurance a claim until just fill … Direct Line Reviews – Pet Insurance Surveys. Death Due to Illness cover stops once your pet turns 11. While the average cat or kitten might be bought for less than £50 – often they are free to a good home – pure-bred pedigree cats can have a value measured in the hundreds and even thousands of pounds, as can many dogs. Pet cover can help with vet bills. The DLG is listed on the London Stock Exchange. Direct Line is a household name for car and home insurance, but is their pet insurance any good? Bought By Many Complete - up to £15,000 vet fee cover for accidents and illness that will renew each year. Advertiser Disclosure: NimbleFins is authorised and regulated by the Financial Conduct Authority (FCA), FCA FRN 797621. What does Direct Line offer? To see how Direct Line's car insurance compares to other policies check out our guide on the best and worst car insurance. We make every effort to ensure the information is correct but cannot be held responsible for any inaccuracies. Â, Direct Line Pet Insurance provide all dog and cat pet insurance customers access to PawSquad offering live chat and video calls with UK vets 24/7 and their policies are flexible so you can customise your cover to suit you and your pet. ", "Price hikes following claims and pet turning 10 yrs old. Real reviews from real people. Took them less than 1 year renewal despite zero claims to get to the price I was paying for petplan. Direct Line offer pet insurance policies designed to help keep your beloved pet safe and sound. Registered office: The Wharf, Neville Street, Leeds LS1 4AZ Registered in England and Wales No.1179980. What’s more, it also offers a 12.5% discount for insuring more than one pet under a pet policy. Have a read through the Direct Line Pet Insurance reviews below and you’ll see many TopCashback members who bought a policy from them through us were clearly pleased with their experience. We returned to Direct Line because their multi-car insurance made them competitive. Other complementary therapies have no specific limits, but just come out of the overall vet fee limit. Compare the best pet dog insurance policies. Depending on factors including where you live and the type of dog you may be quoted a higher or lower cost. The Direct Line Essential Pet Insurance cover is a 12 month Time Limited policy offering up to £4,000 cover per condition in 12 months. Find out more: pet insurance explained; Does Direct Line offer the best pet insurance? How did customers rate Direct Line's car insurance? Insurance as it is Meant to Work! Reviews that appear on this site are based on our own analysis and opinion, with a focus on product features and prices, not service. You will get a refund of any premium paid as long as no claims have been made. Direct Line pet insurance is designed to cover unexpected vet bills and give you peace of mind. Direct Line offers two pet insurance policies: one Time Limited and one Maximum Benefit, offering £4,000 and £8,000 of cover, respectively. Due to this, many vets are accustomed to submitting claims on behalf of pet owners, which can save you a lot of hassle—plus you get a full 12 months to submit claims for reimbursement. For further information about how the rating of 3.7 out of 5 was arrived at please see Direct Line Pet Insurance – How Good is it? ", "... been trying to ring them on the 0800 number for THREE days now, on hold on hold on hold...", "Comprehensive cover. People who mentioned Direct Line themselves left comments such as “great service, great price”, “excellent from start to finish” and “very easy to deal with, would recommend”. Get a pet quote. In addition to the above mentioned features, Direct Line imposes certain "inner limits" that fall within the vet fee limits. This ensures insurers with a more statistically valid review score appear ahead of those with only a few reviews.Â, We receive payment from advertisers to feature in emails we send to users who have opted in to receive offers from third parties. Read unbiased reviews and ratings from our pet insurance customers. Agria plans offer some desirable features, such as dental, euthanasia and cremation/burial, plus congenital conditions are not specifically excluded from cover. Some offers that appear on this website are from companies from which NimbleFins receives compensation. We produce in-depth research on all areas of personal finance, such as energy bills, pensions and budgeting. Read our full disclosure here. Those with older pets can insure their dogs and cats with Animal Friends, as there is no upper age limit for new policies, even Lifetime cover—but there is a 20% copay (in addition to the £99 fixed excess) for dogs aged 8+ and cats aged 10+. Today, you can buy home, pet, travel, life, breakdown, landlord and business cover direct from us - online, or over the phone. Direct Line general insurance policies are underwritten by U K Insurance Limited. It is this compensation and the payment for each policy bought from our Partner Insurers that enables Company to provide you with services at no cost. Our price comparison showed that M&S pet insurance premiums are quite competitive to the average cost of pet insurance in the UK. Pet owners can save 12.5% if they insure more than one pet on the same policy. There are multi pet discounts and you can submit claims online with Direct Line happy to deal with your vet direct. As well as looking at how Direct Line's car insurance policy stacks up against others, we've also analysed how customers who have recently made a claim feel about it too. Choosing the higher excess should lower your premium, but may not be worth it if you need to claim. However, the multipet discount is introductory and only applies for the first 12 months of the policy. Of course, it is important that you always take the time to do your research before you invest in pet insurance to make sure you are getting the best coverage for the best possible price. As you can see in the table above, by claiming once per year a policyholder would be better off with the lower excess—the additional amount paid per claim through a higher excess more than offsets the savings achieved from a lower premium. There is no time limit for claims on a max benefit plan. The Direct Line email address for pet insurance claims is [email protected]@com, and their physical mailing address is Pet Claims, Leeds Processing Centre, 42 The Headrow, Leeds, LS1 8HZ. Once the limit is reached that condition will no longer be covered. Policyholders have up to 12 months from the first treatment of a condition in which to submit claim forms and supporting documents. For every condition, once the vet fees have reached £4,000 of reimbursement or 12 months have passed since the beginning of your pet's treatment, you can no longer receive any cover for that condition. With pet owners understandably wanting to make sure that they choose the best pet insurnace company, Smart Money People is the place for independent Direct Line pet insurance reviews. ), Access to fully qualified veterinary professionals via video chat or web chat at any time, Cover if you have to cancel (less than 7 days before you were due to leave) or curtail your holiday because your pet needs emergency life-saving surgery or goes missing (full details can be found in the, Cover for boarding fees when you're an inpatient at hospital for at least 4 days (full details can be found in the, Cover in the EU (Pet Travel Scheme) with a 30 day limit per trip, max 3 trips per policy period. (Root canals and crowns not covered. Hydrotherapy and physiotherapy are subject to £35/session limits, max of 15 sessions. For example, if your pet incurs £300 of vet bills for an ear infection at age 2, they still have £7,700 of vet cover left over to treat another ear infection, regardless of when it occurs—even years later. Bottom Line: If you're very price conscious, you'll probably find a lower premium and better value with Animal Friends plans with the option of Lifetime cover. Optional voluntary excess of £160 for cats and £190 for dogs. Read customer reviews for Direct Line Pet Insurance which provides all customers access to PawSquad offering live chat and video calls with UK vets 24/7. However, older pets (i.e., dogs aged 5 or 8 depending on breed, cats aged 10) are not eligible for new Lifetime policies and can only sign up for a Time Limited policy. Direct Line is probably one of the best known and innovative UK Insurers. Direct Line arranged everything and as I had Hire Car on my policy, they paid for a replacement car whilst mine was being repaired. Additionally, owners of older pets must contribute more towards vet bills, through the addition of a 20% copay. My Veterinary Surgeon and the view of the Drug manufacturer have been declined by a veterinary nurse at Direct Line!!! They offer 2 types of customisable pet cover with multiple additional options available. Queried this insurance is direct line pet reviews we never had a direct line pet insurance review compiles the treatment arises during a vet. Individual treatment limits may apply. While some reviews may have been edited to comply with our terms of use, they do not represent the opinions of Pet Insurance Review or its employees. Read Direct Line pet insurance reviews and compare insurance providers on Compare by Review, the only comparison site that values quality over price. When we recently price checked the additional cost of Third Party Liability cover with Direct Line, we found it added about £8 per year to a policy for a young, male crossbreed dog—well worth the cost, in our opinion. Before deciding upon a Direct Line policy, be aware that Third Party Liability for dogs does not come as standard but may be added to your policy for an additional fee(it's usually included as standard in the UK marketplace, so consumers might not be aware they need to add this). The Company receives compensation from the third parties (Partner Insurers) included on this site which includes payment for sales generated by users clicking through buttons on this Website to the insurers site and completing a purchase.Â, We display the insurers on the insurers listing page in order of their Ranking score. Direct Line cover dental injury on both of their plans, but only their "Advanced" plan covers dental illness (e.g., tooth decay, gum disease, etc.). Direct Line offers pet insurance for dogs and cats. Lifetime pet insurance, simplified Pet ownership can seem scary, but the insurance side of it shouldn’t be. Quick Takeaway: If you want a Lifetime plan (not available from Direct Line), you might want to consider PetPlan, the biggest UK pet insurance brand. Time Limited (12 months of cover per condition), Up to £1,000 (included in the overall vet fee limit), Up to £100 (included in the overall vet fee limit), Death from accidental injury or illness – up to, Loss of pet from theft or straying – up to, Boarding fees if you have to stay in hospital – up to, Third Party Liability (dogs only) – up to, Extends cover if you take a trip overseas to one of the countries included in the Pet Travel Scheme, Repeat Tapeworm treatment – reasonable costs, Consultation fees for each separate visit to the vet, Additional out of hours fees for each separate out of hours visit, Histology fees including any handling and interpretation fees, Cytology fees, including any handling and interpretation fees, Hydrotherapy and physiotherapy (no "per session" limit on other complementary therapies), Treatment of tooth and gum disease (Advanced plans only), 3rd party liability not included (optional extra), 5 extras in 1 package (Cover for death by accident or illness, Lost Pet Cover, Advertising and Reward, Pet Boarding Fees if you're in hospital and Holiday Cancellation), Dental illness only on the Advanced, subject to regular dental maintenance, EU Travel cover (30 day maximum trip duration, max 3 journeys per period), Holiday cancellation and unwell boarding cover available, Complementary treatments (e.g., hydrotherapy, acupuncture, chiropractic, homeopathy, etc. There policies are flexible so you can customise your cover to suit you and your pet. Any house calls, out-of-hours calls or stays at the vet must be absolutely essential—and the vet must confirm that such action was necessary to prevent your pet’s condition from seriously worsening. Read more on LinkedIn. We do not advise or tell you which product to buy; undertake your own due diligence before entering into any agreement. Direct Line Pet Insurance Price Comparison, Direct Line Pet Insurance Policy Document, Essential (Time Limited) policies cover dental injury due to accident, but not illness; Advanced (Max Benefit) policies also cover dental injury due to accident, plus other tooth and gum disease cover up to £1,000, provided your pet has an annual dental exam and recommended treatments were carried out within three months. PetPlan policies include dental illness and injury but don't cover euthanasia. Direct Line pet insurance has earned a remarkable 8.9 out of 10 stars from more than 2,000 customers at Reevo. Once the policy limit is reached for each condition that condition is no longer covered by the policy and becomes a pre-existing condition. We're keen to get feedback from our customers so we've partnered with reevoo, an independent review … As a result the Trustpilot overall score isn't an indication of how their pet insurance performs specifically. Compare all the major pet insurers’ policies to find just the right one for your pet… Direct Line sells two types of accident & illness pet insurance: Time Limited and Maximum Benefit. Direct Line's Advanced plans offer a Maximum Benefit per condition of £8,000. For those wanting extra features, here is the list of optional extras you can add for an additional premium. Yes, you can cancel your Direct Line pet insurance by calling 0345 246 8246. I've just taken out essential cover for a couple of spaniels, with a claims limit of £4000. If you want a Lifetime plan (generally considered to be the best/safest type of pet insurance) then you'll need to look elsewhere. Who are Direct Line Travel Insurance . It is common for pet insurance premiums to increase every year because pets need more health care as they get older. ", "3 lumps removed from pet and 3 lots of excess removed from claim". You can submit a Direct Line pet insurance claim online Direct Line pet insurance claim online, or download a Direct Line pet insurance claim form here. Protect your dog or cat today. There are multi pet discounts and you can submit claims online with Direct Line happy to deal with your vet direct. WRITE A REVIEW ★★☆☆☆ 1.9 / 5. Read review of Direct Line Pet Insurance Pet Insurance. Pet-Insurance.co.uk Reviews. They were ranked 11th of the 16 providers for whom 6 or more responses were received. We strive to provide a wide array of offers, but our offers do not represent all available pet insurance companies or products.Â, All information displayed is summarised from the insurers’ sites and all indicative costs and policy limits are subject to exclusions and conditions. Protect your dog or cat today. There is no excess increase for older pets. Please consult each insurer’s policy terms and conditions documents for full details. NimbleFins is a research and data-driven personal finance site. They do not sell a Lifetime pet insurance plan. The leading source of independent pet insurance reviews. Direct Line is the UK's leading direct car insurer. Do not believe the hype, They will do anything they can to avoid paying!!! Third Party Liability cover has a £250 excess. I have now noticed that "Any claims that exceed the policy limit" are not covered. 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